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Privacy Policy

1. Information We Collect
We collect the following categories of NPI about you in connection with our mortgage services:
  • Identifying Information: Name, address, Social Security number
  • Financial Information: Income, assets, liabilities, credit history
  • Transaction Information: Loan application details, loan amount, payment history
2. Use of Information
We use NPI to:
  • Underwrite, originate, and service mortgage loans
  • Verify your identity and assess creditworthiness
  • Comply with federal and state regulatory requirements
3. Disclosure and Sharing
We do not sell your personal data to non‑affiliated third parties for marketing or any other purpose . We may share NPI only to:
  • Affiliated entities under common control, as permitted by law
  • Non‑affiliated third parties, such as credit reporting agencies, appraisers, title companies, and insurers, to process or service your loan
  • Service providers (e.g., loan processing software, document providers, e‑closing platforms) performing functions on our behalf, bound by confidentiality obligations
4. Security Measures
 We maintain reasonable administrative, technical, and physical safeguards to protect NPI against unauthorized access or disclosure in accordance with the Gramm‑Leach‑Bliley Act (GLBA) and FTC Privacy Rule .
 
5. State‑Specific Notices and Rights
 
Minnesota
 Under Minn. Stat. § 325E.61, if a security breach affects Minnesota residents’ unencrypted personal information, we must notify affected consumers “in the most expedient time possible and without unreasonable delay,” and if more than 500 persons are affected, we must also notify nationwide consumer reporting agencies within 48 hours of consumer notice.
 
Texas
 The Texas Data Privacy and Security Act (TDPSA) requires us to provide an accessible privacy notice, limit data collection to necessary purposes, implement reasonable data security practices, and respond to consumer requests related to their personal data  . The Texas Attorney General must provide a written notice and a 30‑day cure period before enforcing penalties.
 
Florida
 Under the Florida Digital Bill of Rights (Senate Bill 262), effective July 1, 2024, we must provide a clear, easily accessible privacy notice updated at least annually, disclose categories of personal data processed, purposes of processing, third‑party data sharing, and mechanisms to exercise consumer rights (access, correction, deletion, opt‑out).
 
Colorado
The Colorado Privacy Act requires a “reasonably accessible, clear, and meaningful privacy notice” describing:
  1. Categories of personal data collected or processed
  2. Purposes of processing
  3. How to exercise consumer rights (access, correction, deletion, opt‑out)
  4. Categories of personal data shared with third parties and to whom.
6. NMLS Consumer Access
You can verify our licensing status at NMLS Consumer Access by searching for NMLS #2570329. NMLS Consumer Access is a free resource that shows licenses, states of authorization, and any regulatory actions.
 
7. Licensing and Affiliations
© 2025 Catch LP and/or its affiliates. Catch Home Loans LLC DBA Catch LP and Catch Mortgages provides home loan origination and servicing. Home lending products are offered by Catch LP, a licensed mortgage broker. NMLS #2570329. Licensed by:
  • Minnesota Department of Commerce; Mortgage Broker and Mortgage Loan Originator licenses via NMLS
  • Texas Department of Savings and Mortgage Lending; regulatory oversight and licensing of mortgage entities and originators
  • Florida Office of Financial Regulation; Mortgage Broker and Loan Originator licenses under Chapter 494, Florida Statutes
  • Colorado Department of Regulatory Agencies (DORA), Division of Real Estate; licensing and regulation of mortgage broker and loan originator activities
All rights reserved. Products and services not available in all states. Equal Housing Lender.
 
8. Changes to This Policy
We may update this Privacy Policy to reflect changes in laws, regulatory guidance, or our business practices. We will note the effective date at the top of this policy.

9. Contact Us
If you have questions about this Privacy Policy or wish to exercise your privacy rights under applicable law, please contact:
 
Catch Mortgages
276 Water Street
Excelsior, MN 55331
Email: info@catchmortgages.com
Phone: (612) 208-7330

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